Best Car Insurance 2021

• Sinarmas
• Adira Syariah
• Adira Autocillin
• Primary Monument
• ACA
• MAG
• Mega Insurance
• AXA Mandiri
• Tokyo Marine
• Allianz

1. The best car insurance Sinarmas

Sinarmas offers two insurance options, namely all risk insurance and total loss only (TLO). For those of you who don’t know the difference between all risk and TLO, you can get the information later below.

The following is a summary of information about Sinarmas insurance.

Premium: Starting from IDR 781,660 per year

Partner workshop: 584 workshop

How to claim: Via app (1 day)

Maximum car age: 12 years old

Special advantage: Free taxi fare while the car is in the repair shop

2. Adira Syariah’s best car insurance

PT Asuransi Adira Dinamika offers sharia all risk insurance as a good insurance option. Below is a summary of information about Adira Syariah insurance.

Premium: Starting from IDR 863,940 per year

Partner workshops: More than 300 workshops

How to claim: Via app (1 day)

Maximum car age: 10 years

Special advantage: Premium back if there is no claim and has been certified by MUI

3. Adira Autocillin’s best car insurance

As for the conventional option, PT Asuransi Adira Dinamika offers Adira Autocillin all risk insurance as a good car insurance option.

The following is a summary of information about Adira Autocillin.

Premium: Starting from IDR 863,940 per year

Partner workshops: More than 300 workshops

How to claim: Via app (1 day)

Maximum car age: 1o years old

Special benefits: Free towing and renewal of STNK

4. Tugu Pratama all risk vehicle insurance

PT Asuransi Tugu Pratama Indonesia Tbk offers all risk insurance for car owners as a good insurance option.

The following is a summary of information regarding Tugu Pratama insurance.

Premium: Starting from IDR 33,000 per month

Partner workshop: 307 workshop

How to claim: Via app (1 day)

Maximum car age: 1o years old

Can make a claim at a non-partner workshop by then submitting a reimbursement to Tugu. However, it should be noted here, this can only be done if there is no Tugu insurance partner workshop in the customer’s area. Another note, the non-partner workshop is a workshop recommended by Tugu Insurance. This means that not all non-partner workshops can accept claims with a reimbursement system, except for the workshops recommended by Tugu. Tugu also has to do approval first before receiving a reimbursement.

5. ACA car insurance

Other all risk insurance which is a good car insurance option is provided by PT Asuransi Central Asia. The following is a summary of information about ACA insurance.

Premium: Starting from IDR 781,660 per year

Partner workshops: More than 90 workshops

How to claim: Via app (1 day)

Maximum car age: 7 years old

Special advantage: Free replacement car while the car is in the repair shop

6. All risk insurance and TLO MAG

PT Asuransi Multi Artha Guna offers all risk and TLO insurance as a good insurance option. The following is a summary of information regarding MAG insurance.

Premium: Starting from IDR 781,660 per year

Partner workshop: 534 workshop

How to claim: Via app (1 day)

Maximum car age: 1o years old

Special advantage: Repairs in authorized workshops at no extra cost

7. Mega Insurance all risk insurance

PT Asuransi Umum Mega offers all risk insurance as the best insurance option for motorists. The following is a summary of information about Mega Insurance insurance.

Premium: Starting from IDR 250,000 per month

Partner workshops: More than 250 workshops

How to claim: Via app (1 day)

Maximum car age: 10 years

Special benefits: Health insurance and personal accident benefits

8. AXA Mandiri vehicle insurance

AXA Mandiri offers all risk and TLO vehicle insurance with the following product summary.

Partner workshops: up to 350 partners throughout Indonesia.

Claim: no survey.

Benefits: replacement, repair, legal liability up to IDR 25 million, replacement of vehicle keys up to IDR 25 million.

Special benefits: a new change for a car with a maximum age of 6 months, free of charge for an ambulance.

9. Tokio Marine vehicle insurance

PT Asuransi Tokio Marine Indonesia offers all risk and TLO vehicle insurance with the following benefits.

Benefits: compensation for car damage, tow fees and ambulance costs.

Additional benefits: third party liability, personal accident, natural disaster.

Service: warranty repair workshop and call center 24 hours.

10. Allianz vehicle insurance

Allianz has all risk and TLO vehicle insurance with the following benefits.

Benefits: compensation for car damage and theft by the driver, third party legal liability, death benefit, taxi costs during car repairs.

24 hour emergency assistance.